A Malaysian Japanese Discoveries

Sebagai usahawan yang beraspirasi untuk mengembangkan perniagaan, cabaran terbesar yang sering dihadapi adalah kekurangan modal kewangan. Modal yang mencukupi adalah kunci utama untuk memastikan perniagaan mampu bersaing di pasaran yang semakin kompetitif. Namun, usahawan Bumiputera di Malaysia boleh berasa lega kerana kerajaan dan pelbagai institusi kewangan menyediakan pelbagai skim pembiayaan dalam bentuk geran, dana, dan pinjaman khas untuk Bumiputera. Dengan bantuan kewangan ini, peluang untuk memperkukuhkan perniagaan dan mengembangkan operasinya menjadi lebih cerah. Berikut adalah beberapa pilihan pembiayaan dan bantuan kewangan yang disediakan untuk usahawan Bumiputera di Malaysia: TEKUN Nasional TEKUN Nasional adalah sebuah agensi di bawah Kementerian Pembangunan Usahawan dan Koperasi yang menyediakan kemudahan pembiayaan pantas kepada usahawan Bumiputera. Skim Pembiayaan TEKUN yang ditawarkan: Skim Pembiayaan TEKUN Niaga Skim Pembiayaan Teman TEKUN Skim Pembiayaan Program Tem...

An ETF, or Exchange-Traded Fund , is an investment fund that pools money from multiple investors to buy a diversified portfolio of assets, such as stocks, bonds, or commodities. ETFs are traded on stock exchanges, much like individual stocks, making them highly liquid and accessible. Unlike mutual funds, which are bought or sold at the end of the trading day, ETFs can be traded throughout the day at market prices. This feature allows investors to react quickly to market changes. Key Features of ETFs: Diversification : ETFs provide exposure to a broad range of assets or specific sectors. Liquidity : As they’re traded on exchanges, ETFs can be bought or sold easily during trading hours. Transparency : Most ETFs disclose their holdings daily. Cost-Efficiency : ETFs typically have lower management fees compared to actively managed funds. Types of ETFs Equity ETFs : These track the performance of a stock index, such as the S&P 500 or FTSE Bursa Malaysia KLCI. Bond ETFs : These focus on ...

 As artificial intelligence (AI) continues to reshape our world, concerns about identity verification, fraud, and income inequality are increasingly coming to the forefront. Enter Worldcoin, a revolutionary initiative that combines cryptocurrency and biometrics to address these challenges. Launched by Sam Altman, CEO of OpenAI, Worldcoin is poised to redefine global identity verification and economic inclusion. Here's everything you need to know about this ambitious project. What Is Worldcoin? Worldcoin is a decentralized cryptocurrency project co-founded by Sam Altman, Alex Blania, and Max Novendstern. It integrates AI, blockchain, and biometric technology into a single platform to: Create a unique digital identity for everyone. Introduce a global cryptocurrency accessible to all. Provide an app for seamless payments, transfers, and purchases. Worldcoin aims to build a more inclusive global economy by ensuring everyone—regardless of financial status—has access to its services. Its...